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Perpetual Contributed Capital (PCC)

PCC is a prerequisite for membership in MCCU. The amount of PCC investment is based on 1% of the first $50 million of a credit union’s total assets as of the most recent year-end and graduated downward for assets above $50 million and capped at $750,000.

  • PCC is permanent in nature with no scheduled maturity.
  • Dividends are declared and paid quarterly when sufficient earnings are available.
  • PCC investments are not insured by the National Credit Union Share Insurance Fund (NCUSIF).

 

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