Investment Strategies

Missouri Corporate offers a wide range of services to meet your credit union’s diverse needs. Depending on the market situation you’re facing at any given time, MCCU can provide competitive solutions.

Take a look at the strategies outlined below, or contact Julie Chapin at jchapin@mocorpcu.coop for assistance.

Falling Rate Environment

When investment rates drop, do you find your credit union in the position of having too much cash on hand? If you’re unable to loan money to members, why not consider our 90-Day Notice Account. This long-term investment option works very well in a falling rate environment.

• Ladder CDs
• Ladder Marketable Securities

Rising Rate Environment

When interest rates are on the rise, here are some excellent short-term investment choices to consider:

• Ladder CDs
• Ladder Marketable Securities

Liquidity Tight?

Are you having a difficult time meeting your members’ demand for funds?

If you’re making loans faster than deposits are coming in, MCCU can help. We have a number of products available to help you meet your members’ needs:

• Line of Credit
• SimpliCD
  

Too Much Cash?

Have you recently seen an influx of deposits? Or maybe you’re having a tough time making loans to your members. If so, you might need to invest your excess liquidity in something other than your Overnight Account.

MCCU can help you maximize your return on investment with the following products:

• 90-Day Notice Account
• Term Certificates
• Monthly Pay Certificates
• SimpliCD
• Marketable Securities
  

One phone call is all it takes to make an MCCU investment. Contact our staff today.