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Line of Credit

On those rare occasions when adequate funds are not available, MCCU’s pre-approved Line of Credit can help your credit union through a liquidity crunch. There are no fees required to establish or maintain the account, and you can access the line for any liquidity need — including unexpected loan demand or increased settlement activity.

The credit limit is based on a percentage of your credit union’s reserves and undivided earnings. Your credit line is automatically accessed when your Overnight Share Account drops below your settlement balance. Or you can simply contact an MSR to request an advance. And since we use the Fed Funds Target Rate as our index, you can be sure to pay a competitive rate that is sensitive to changes in the market.

One phone call is all it takes! Contact our staff today.

 

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